The federal overseer of national banks issued a completed inquiry concluding major lenders applied uneven treatment from 2020 until September 2025 to lawful firearms businesses and other disfavored sectors. The review after an August 2025 White House fair-banking order examined about 100,000 complaints and tens of thousands of internal files covering hundreds of thousands of pages. Reputation-risk screens without objective credit tests hit oil, coal, and gun making or sales, with some lenders citing contested firearm-rights views, extra magazine and age limits beyond statute, or possible added pressure to leave that lending.